Best Travel Credit Cards Of May 2025


Travel credit cards help you spend less on trips, whether you’re visiting family or going on a vacation. They give you rewards like airline miles or hotel points, making your next trip cheaper.

Best Credit Cards of 2025

Chase Sapphire Preferred® Card

Your points are worth 25% more when you redeem them for travel through Chase Travel. For example, 60,000 points are worth $750 toward travel.

Chase Sapphire Preferred® Card

Bonus Points

100,000 points

Annual Fee

$95

Regular APR

19.99% – 28.24%

Credit Score

Excellent, Good (700 – 749)

💳 Chase Sapphire Preferred® – Summary

🎁 Welcome Bonus:

  • 100,000 bonus points after spending $5,000 in the first 3 months
  • Redeem through Chase Travel for 25% more value (e.g., 100,000 points = $1,250 in travel)

🌍 Travel & Dining Rewards:

  • 5x points on hotels & car rentals booked via Chase Travel
    (excluding purchases qualifying for the $50 hotel credit)
  • 3x points on dining (including delivery, takeout, dine-in)
  • 2x points on other travel (airfare, taxis, trains, etc.)
  • 1x point on all other purchases
  • $50 annual hotel credit through Chase Travel

💰 Annual Fee:

  • $95
  • $0 for authorized users

📈 Interest Rates

CategoryAPR
Purchases19.99% – 28.24% (variable)
Balance Transfers19.99% – 28.24% (variable)
My Chase Loan℠19.99% – 28.24% (variable)
Cash Advances29.24% (variable)
Penalty APRUp to 29.99% (may apply indefinitely for late/returned payments)
Minimum Interest ChargeNone

💵 Fees

TypeAmount
Annual Fee$95
Balance Transfer FeeGreater of $5 or 5% per transfer
Cash Advance FeeGreater of $10 or 5% per advance
Foreign Transaction FeeNone
Chase Pay Over TimeSM FeeUp to 1.72% monthly (fixed fee based on plan terms)

⚠️ Penalty Fees

Late PaymentUp to $40
Returned PaymentUp to $40
Returned CheckNone

ℹ️ Other Notes

  • Interest-Free Period: At least 21 days if full balance is paid (or Interest Saving Balance, if eligible)
  • No interest grace on balance transfers or cash advances – interest accrues from transaction date

Capital One Venture Rewards Credit Card

Get 2X miles per dollar on every purchase
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel

Capital One Venture Rewards Credit Card

Welcome Bonus

75,000 miles

Annual Fee

$95

Regular APR

 19.99% – 29.24%

Credit Score

Excellent (700 – 749)

💳 Capital One Venture Rewards Credit Card – Summary

🎁 Welcome Bonus:

  • Earn 75,000 bonus miles after spending $4,000 on purchases in the first 3 months
  • Equivalent to $750 toward travel

🌍 Travel Rewards

CategoryMiles Earned
All purchases2X miles per $1
Hotels & rental cars via Capital One Travel5X miles per $1
  • Miles can be redeemed for travel, transferred to partners, or used for statement credits.

💼 Travel Benefits

  • Global Entry / TSA PreCheck® Credit: Up to $100 every 4 years
  • No foreign transaction fees
  • Miles never expire as long as your account is open and in good standing

📈 Interest Rates

TypeAPR
Purchases & Transfers19.99% – 29.24% (variable)
Cash Advances29.24% (variable)
Minimum Interest ChargeNot specified

💵 Fees

TypeAmount
Annual Fee$95
Cash Advance FeeGreater of $5 or 5% per advance
Balance Transfer FeeNone at regular APR; 4% if transferred at promotional APR
Foreign Transaction FeeNone

⚠️ Other Notes

  • No anniversary bonus with this version of the card (anniversary miles apply to Venture X, not regular Venture)
  • Not eligible for the bonus if you’ve received one for this product in the last 48 months

American Express® Gold Card

Earn 4X Points at Restaurants Worldwide
Earn 4X Membership Rewards® points when you dine at restaurants worldwide (on up to $50,000 in purchases per calendar year).‡
Earn 4X Points at U.S. Supermarkets on up to $25,000 per calendar year in purchases, then 1X points for the rest of the year

American Express® Gold Card

Welcome Bonus

60,000 points

Annual Fee

$325

Regular APR

20.24%-29.24%

Credit Score

Excellent, Good (700 – 749)

💳 American Express® Gold Card – Summary

🎁 Welcome Bonus:

  • 60,000 Membership Rewards® Points after spending $6,000 on eligible purchases within the first 6 months

🍽️ Dining & Everyday Rewards

CategoryPoints Earned
Restaurants Worldwide4X points (up to $50,000/year)
U.S. Supermarkets4X points (up to $25,000/year, then 1X)
Flights (AmexTravel.com or directly)3X points
Hotels via AmexTravel.com2X points
Other purchases1X point

💵 Statement Credits & Benefits

PerkValue
Uber CashUp to $120/year ($10/month)
Dining Credit (Grubhub, others)Up to $120/year ($10/month)
Dunkin’ CreditUp to $84/year ($7/month)
Resy Dining CreditUp to $100/year ($50 semiannually)
Hotel Collection Credit$100 on eligible stays of 2+ nights

💡 Enrollment required for most statement credits

🌍 Travel Benefits

  • No foreign transaction fees
  • Global Assist® Hotline for emergency travel support
  • Baggage Insurance Plan and Car Rental Loss & Damage Insurance
  • Pay with Points available on flights/hotels via AmexTravel.com

📈 Interest Rates

TypeAPR
Pay Over Time (Purchases)20.24% – 29.24% (variable, based on creditworthiness)
Cash Advances29.49% (variable)
Penalty APR29.99% (may apply for 6+ months after late/returned payment)

💵 Fees

TypeAmount
Annual Fee$325
Foreign Transaction FeeNone
Cash Advance FeeGreater of $10 or 5% per advance
Late PaymentUp to $40
Returned PaymentUp to $40
Plan Fee (Pay Over Time Plans)Up to 1.33% monthly of each purchase in a plan

ℹ️ Other Notes

  • Due date is at least 25 days after billing cycle ends
  • Points can be redeemed via Pay with Points for travel or gift cards
  • Membership Rewards points do not expire as long as the account is open