Best Travel Credit Cards Of December 2024


Travel credit cards help you spend less on trips, whether you’re visiting family or going on a vacation. They give you rewards like airline miles or hotel points, making your next trip cheaper.

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BEST FOR TRAVEL AND 3X, 5X REWARDS

Chase Sapphire Preferred® Card

On Chase’s secure website
Chase Sapphire Preferred® Card

Credit Propose

5.0

For example 60,000 points are worth $750 toward travel when redeemed through Chase Ultimate Rewards®, or $600 when redeemed for cash.

5X Points on travel purchased through Chase Ultimate Rewards®.

3X Points on dining, on select streaming services, and on online groceries.

2X Points on all other travel purchases.

1X Point on all other purchases.

Welcome Bonus

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when redeemed through Chase Ultimate Rewards®

60,000 points

Annual Fee

$95

Regular APR

21.49% – 28.49%

Credit Score

Excellent, Good (700 – 749)

BEST FOR TRAVEL AND 3X, 5X REWARDS

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Credit Propose

5.0

On Chase’s secure website

For example 60,000 points are worth $750 toward travel when redeemed through Chase Ultimate Rewards®, or $600 when redeemed for cash.

5X Points on travel purchased through Chase Ultimate Rewards®.

3X Points on dining, on select streaming services, and on online groceries.

2X Points on all other travel purchases.

1X Point on all other purchases.

Welcome Bonus

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when redeemed through Chase Ultimate Rewards®

60,000 points

Annual Fee

$95

Regular APR

21.49% – 28.49%

Credit Score

Excellent, Good (700 – 749)

  • 60,000 Bonus Points
  • 10% anniversary points bonus
  • $50 Annual Ultimate Rewards Hotel Credit:
  • 5X and 3X rewards rates
  • $95 annual fee
  • No Intro APR
  • 60,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening
  • Each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value. For example, 60,000 points are worth $750 when redeemed for travel purchases, or $600 when redeemed for cash. 
  • 10% anniversary points bonus: Each account anniversary year, you’ll earn bonus points that equal 10% of your total spend in points
  • $50 Annual Ultimate Rewards Hotel Credit: A statement credit will automatically be applied to your account when your card is used for hotel accommodation purchases made through the Ultimate Rewards program
  • Earn 3 points for each $1 spent on purchases in the following rewards categories: dining at restaurants including takeout and eligible delivery services; select streaming services; online grocery
  • Earn an additional 2 points (total 5 points) for each $1 spent when your card is used for qualifying Lyft products and services purchased through the Lyft mobile application 
  • $95 annual fee
  • APR-21.49% to 28.49%, based on your creditworthiness

Capital One Venture Rewards Credit Card

On Capital One’s secure website
Capital One Venture Rewards Credit Card

Credit Propose

5.0

Get 2X miles per dollar on every purchase

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel

Welcome Bonus

Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

75,000 miles

Annual Fee

$95

Regular APR

19.99% – 29.99%

Credit Score

Excellent, Good (700 – 749)

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

Credit Propose

5.0

On Capital One’s secure website

Get 2X miles per dollar on every purchase

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel

Welcome Bonus

Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening

75,000 miles

Annual Fee

$95

Regular APR

19.99% – 29.99%

Credit Score

Excellent, Good (700 – 749)

  • Earn 75,000 bonus miles
  • 2X miles Unlimited rewards
  • 5X miles on hotels and rental cars
  • Annual Fee $95
  • Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening
  • Get 2X miles per dollar on every purchase
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel
  • Annual Fee $95
  • 19.99% – 29.99% variable APR

American Express® Gold Card

On Citi’s secure website
American Express®
Business Gold Card

Credit Propose

5.0

Earn 4X Membership Rewards® points on the 2 categories where your business spends the most in each billing cycle from 6 categories:

  • Purchases at US media providers for advertising in select media (online, TV, radio)
  • U.S. purchases made from electronic goods retailers and software & cloud system providers
  • U.S. purchases at restaurants, including takeout and delivery
  • U.S. purchases at gas stations
  • Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
  • Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.

Welcome Offer

Earn 70,000 Membership Rewards® Points after you spend $10,000 on eligible purchases with your Card in the first 3 months of Card Membership

70,000 points

Annual Fee

$250

Regular APR

21.24%-29.24%

Credit Score

Excellent, Good (700 – 749)

American Express® Gold Card

Ink Business Cash® Credit Card

Credit Propose

5.0

On Citi’s secure website

Earn 4X Membership Rewards® points on the 2 categories where your business spends the most in each billing cycle from 6 categories:

  • Purchases at US media providers for advertising in select media (online, TV, radio)
  • U.S. purchases made from electronic goods retailers and software & cloud system providers
  • U.S. purchases at restaurants, including takeout and delivery
  • U.S. purchases at gas stations
  • Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
  • Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.

Welcome Offer

Earn 70,000 Membership Rewards® Points after you spend $10,000 on eligible purchases with your Card in the first 3 months of Card Membership

70,000 points

Annual Fee

$250

Regular APR

21.24%-29.24%

Credit Score

Excellent, Good (700 – 749)

  • Earn 70,000 Membership Rewards® Points
  • Earn 4X Membership Rewards® points on the 2 categories
  • Earn 3X Points on Flights & Pre-Paid Hotels
  • Earn 1X Points on other select purchases
  • $240 Flexible Business Credit
  • $155 Walmart+ Credit
  • Foreign Transaction Fee – None
  • $295 Annual fee
  • Earn 70,000 Membership Rewards® Points after you spend $10,000 on eligible purchases with your Card in the first 3 months of Card Membership.
  • Earn 4X Membership Rewards® points on the 2 categories where your business spends the most in each billing cycle from 6 categories: 1. Purchases at US media providers for advertising; 2. U.S. purchases made from electronic goods retailers and software & cloud system providers; 3.U.S. purchases at restaurants, including takeout and delivery; 4.U.S. purchases at gas stations; 5.Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways; 6.Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
  • Earn 1X Points on other select purchases made using your Business Gold Card.
  • $240 Flexible Business Credit. Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240.
  • $155 Walmart+ Credit. Walmart+ members enjoy shopping perks — both online and in-store — at Walmart. Use your Business Gold Card to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive a statement credit that covers the full cost1 each month.
  • APR on purchases will be a variable rate, 19.49% – 27.49%, based on your creditworthiness and other factors as determined at the time of account opening.
  • Annual fee is $295
  • Foreign Transaction Fee – None
  • You may add up to 99 total Employee Cards on your account.